Our Process
Get Started with Hello Inheritance® Today
Does This Sound Like You?
You have questions such as:
- How does a seven-figure inheritance impact
my plans for retirement? Can I retire early now? - What’s the best way to honor my parents’ legacy,
while still making choices that reflect my own life? - I feel overwhelmed. Who can I trust?
Where do I even start and what comes next?
Our 3-Step Introductory Process
Here’s what you can expect when working with us:
Introductory Call
1
STEP 1
Introductory Call
Every relationship begins with a simple conversation. During this 15-minute call, we’ll learn a bit about your situation and answer any initial questions you may have.
No paperwork, no pressure, just a genuine opportunity to connect and see if we are the right fit for your situation.
Discovery Meeting
2
STEP 2
Discovery Meeting
Our next step is to get a clear picture of your financial landscape. We’ll discuss what you’ve inherited, the investments and savings you already have, your goals, and any immediate decisions weighing on you.
This meeting helps us understand the emotional and financial parameters of your inheritance, ensuring our recommendations truly reflect what matters most to you.
Presentation
3
STEP 3
Presentation
Next time we meet, we’ll walk through your personalized plan. We’ll show you how everything fits together and outline practical next steps. Our hope is you leave this meeting feeling calmer and clearer on what to do next.
We’ll encourage you to sleep on it before moving ahead, because we want you to feel excited and confident in your decision to work with us.
Our Onboarding Process
Plan Implementation
Based on what we’ve already learned and discussed, we’ll begin putting our recommendations into action. The goal here is to help you rest easy at night, knowing your money is working for you (even when you’re not looking).
For example, we may identify ways to save on taxes, ensure beneficiaries are in order, or determining how to handle inherited property.
30- and 90-Day Check Ins
In the first 90 days, there will be lots of paperwork and moving parts. You can expect us to coordinate with your tax professional and begin aligning your accounts.
These check-ins are to help make sure you feel comfortable and confident in the way things are going.
Yearly Check-In
While you sit back and enjoy life without worrying about your wealth, we’ll continue do do the heavy lifting behind-the-scenes. We’ll meet once a year (or more, as needed) to check in on your plan.
If there’s one thing we’ve learned over the years, it’s that the only constant is change. We’ll make sure your investments and your plan align with your ever-evolving needs and life circumstances.
Book Your Introductory Call
What to Expect on Your Call
You’ll meet directly with one of our advisors to
discuss your goals, questions, and concerns.
- Share your story, we’re here to listen
- No sales pitch, no pressure to move ahead with our team
- Honest, clear conversation as we talk through your biggest questions
- A roadmap for next steps, including timelines
Don’t Just Take
Our Word for It
What Our Clients Say
FAQs
How often will we meet once we initiate the process?
The “No-Stress Introductory Process” can be as quick as two weeks, or it can take a couple of months depending on your availability. We want this process to honor you, not rush you into a decision. If you do decide to work with us, we will continue to meet once or twice a year—or more when the need arises.
How do you work with clients across the country?
Although our headquarters are in Santa Barbara, CA, we meet virtually via Zoom with all clients. This allows us to work with the people who will get the most value out of our services, without the limitation of geographic location.
Also, we feel that topics such as money, family, and the future are best discussed when you feel comfortable and relaxed. What better place than your living room?
How much do you charge?
We charge an an asset under management (AUM) fee, which is a percentage of the total value of your portfolio that is being managed. All advisory relationships are subject to an annual fee starting at 1.20% of assets under management. This fee is calculated and paid on the value of the assets being managed, and it incentivizes the advisor to grow the portfolio since their fee increases with the portfolio’s value.
Why should I hire a financial advisor?
Because your financial security, freedom, and peace of mind is too important to leave to guesswork. A good advisor helps you make confident decisions—about investing, taxes, your legacy, and more. We act as fiduciaries, always putting your best interests first, and we guide you through complex choices so you can focus on enjoying life, not stressing about money.
Do you provide financial services to those who haven’t inherited wealth?
Yes. We are happy to work with anyone where there is a good fit.
Do I have enough to work with you?
Most of the people we serve have at least $2 million in investable assets, which is typically a mix of inherited wealth and accumulated savings (excluding current 401(k)s if under age 59.5, real estate, and 529 plans). So we can deliver advice that’s fully integrated across your financial life, we ask to manage all assets that are available for direct investment.
I’ve just gotten a divorce—does that mean I’m an inheritor?
In a sense, yes! Divorcees often experience many of the same challenges and opportunities as people who have inherited. We are happy to talk to you and determine if our services align with your needs.