Blog & Media

If you’ve recently lost someone, the holidays can be especially challenging. They have a way of highlighting what, and who, is missing. This video is a gentle reminder that unless something is truly urgent, it’s okay to pause the to-do list for a moment. Instead of rushing through decisions or details, you might consider making space to honor the person you’ve lost. Perhaps take time to make their favorite dessert, visit a place that reminds you of them, or perhaps create a photo album of past holidays together. There’s no right way to grieve, and no timeline you need to follow. If you feel called to share, we’d love to hear how you’re honoring your loved one this season. Your story may help someone else feel less alone. If this resonates with you, join the family and subscribe to our channel: https://www.youtube.com/@HelloInheritance ––– This content is for educational purposes only and is not specific investment advice. Advisory services for Hello Inheritance are offered through Bourke Wealth Management. Please visit www.bourkewealth.com for important investor information. Bourke Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Bourke Wealth Management and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Bourke Wealth Management unless a client service agreement is in place. This commentary reflects the personal opinions, viewpoints and analyses of the Bourke Wealth Management employees providing such comments, and should not be regarded as a description of advisory services provided by Bourke Wealth Management or performance returns of any Bourke Wealth Management client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Bourke Wealth Management manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.

Welcome to Part 4 of our 4-Part Year-End Planning Series! We’re closing with one of my favorite topics: Charitable Giving. Specifically, how to give in a way that puts more money in the non-profit's pocket and less in the IRS's. In this video, we cover three powerful strategies: 1. Donating Appreciated Stock: If you have investments that have increased in value, donating the shares directly allows you to avoid capital gains taxes, and the charity can take full advantage by selling them tax-free. 2. QCDs (Qualified Charitable Distributions): If you’re over the age of 70½ and have a Traditional or Inherited IRA, you can donate directly from your IRA to a qualified charity without paying taxes on the distribution. The key is the funds must go straight from your IRA to the nonprofit. Call your advisor or custodian to find out how that's done. 3. Donor-Advised Funds (DAFs): With Donor-Advised Funds, you can make a contribution now and take the deduction this year, and choose the non-profits you'd like to support later (perhaps even years down the road) while they're invested and growing along the way, tax-free. Thank you for joining us for this four-part year-end planning series. For more resources, visit HelloInheritance.com and subscribe for future updates: https://www.youtube.com/@HelloInheritance ––– This content is for educational purposes only and is not specific investment advice. Advisory services for Hello Inheritance are offered through Bourke Wealth Management. Please visit www.bourkewealth.com for important investor information. Bourke Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Bourke Wealth Management and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Bourke Wealth Management unless a client service agreement is in place. This commentary reflects the personal opinions, viewpoints and analyses of the Bourke Wealth Management employees providing such comments, and should not be regarded as a description of advisory services provided by Bourke Wealth Management or performance returns of any Bourke Wealth Management client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Bourke Wealth Management manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.

Welcome to Part 3 of our 4-Part Year-End Planning Series! Today we’re covering tax loss harvesting, which is a strategy we use with clients to make lemonade out of lemons when the market is down. Tax loss harvesting works by selling an investment that is currently below its cost basis to “harvest” the loss. That loss can then be used to offset capital gains this year, or carried forward to future years. One important rule to follow is the IRS wash-sale rule: you cannot buy the same or a “substantially identical” investment within 30 days before or after the sale. If you do, the loss won’t count. While there is a risk of missing potential gains during the 31-day window, this strategy can be one way to make the best of a down investment. This is Part 3 of our 4-Part Year-End Planning Series. Tune in tomorrow for Part 4: Charitable Giving. If this was helpful, join the family and subscribe to our channel here: https://www.youtube.com/@HelloInheritance ––– This content is for educational purposes only and is not specific investment advice. Advisory services for Hello Inheritance are offered through Bourke Wealth Management. Please visit www.bourkewealth.com for important investor information. Bourke Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Bourke Wealth Management and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Bourke Wealth Management unless a client service agreement is in place. This commentary reflects the personal opinions, viewpoints and analyses of the Bourke Wealth Management employees providing such comments, and should not be regarded as a description of advisory services provided by Bourke Wealth Management or performance returns of any Bourke Wealth Management client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Bourke Wealth Management manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.

Welcome to Part 2 of our 4-Part Year-End Planning Series! Today we’re talking about rebalancing, which sounds super sexy, I know. Rebalancing is one of the simplest but most overlooked ways to keep your investments aligned with your goals. Over time, some investments grow faster than others. Without realizing it, your portfolio can drift into a risk level that’s very different from what you originally intended. Rebalancing brings everything back to target: you sell what’s overweight and buy what’s underweight. It’s a straightforward concept, but the execution can get complicated. If you’re unsure where to start, this is something we handle for our clients year-round. This is Part 2 of our 4-Part Year-End Planning Series. Tune in tomorrow for Part 3: Tax-Loss Harvesting. If this was helpful, join the family and subscribe to our channel here: https://www.youtube.com/@HelloInheritance ––– This content is for educational purposes only and is not specific investment advice. Advisory services for Hello Inheritance are offered through Bourke Wealth Management. Please visit www.bourkewealth.com for important investor information. Bourke Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Bourke Wealth Management and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Bourke Wealth Management unless a client service agreement is in place. This commentary reflects the personal opinions, viewpoints and analyses of the Bourke Wealth Management employees providing such comments, and should not be regarded as a description of advisory services provided by Bourke Wealth Management or performance returns of any Bourke Wealth Management client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Bourke Wealth Management manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.

Welcome to Part 1 of our 4-part Year-End Planning Series! Today we’re talking about one of the most important year-end tasks for anyone of RMD age or anyone who’s inherited an IRA: taking your Required Minimum Distribution by December 31. Missing your RMD isn't just a headache. It can trigger a tax penalty of 50% of the amount you should have withdrawn. And UNlike many tax tasks you can push to April 15, RMDs must be completed before year-end. In this video, we cover the general rules, the one exception for first-year RMDs, and why delaying may mean taking two RMDs in the same year. This is Part 1 of our 4-part Year-End Planning Series. Tune in tomorrow for Part 2: Rebalancing. If this resonates with you, join the family and subscribe to our channel here: https://www.youtube.com/@HelloInheritance ––– This content is for educational purposes only and is not specific investment advice. Advisory services for Hello Inheritance are offered through Bourke Wealth Management. Please visit www.bourkewealth.com for important investor information. Bourke Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Bourke Wealth Management and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Bourke Wealth Management unless a client service agreement is in place. This commentary reflects the personal opinions, viewpoints and analyses of the Bourke Wealth Management employees providing such comments, and should not be regarded as a description of advisory services provided by Bourke Wealth Management or performance returns of any Bourke Wealth Management client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Bourke Wealth Management manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.

If you’ve always been a penny pincher, this video may surprise you. Many people assume they can’t spend more… when in reality, the numbers might show a very different story. Being cautious with your money can feel safe, especially if it’s how you were raised or what you’ve always known. But extreme frugality has a cost too. It can show up as regret, missed experiences, or leaving far more behind than you ever intended. In this video, we explore what happens when you take an objective, evidence-based look at your financial plan and ask: “What’s actually possible for me right now?” If this resonates with you, join the family and subscribe to our channel here: https://www.youtube.com/@HelloInheritance ––– Bourke Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Bourke Wealth Management and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Bourke Wealth Management unless a client service agreement is in place. This commentary reflects the personal opinions, viewpoints and analyses of the Bourke Wealth Management employees providing such comments, and should not be regarded as a description of advisory services provided by Bourke Wealth Management or performance returns of any Bourke Wealth Management client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Bourke Wealth Management manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.

If you’re waiting on an inheritance, you might be wondering when the money will actually arrive. The truth? It’s not immediate – and that’s normal. Even in simple cases, it can take months before funds are distributed. For more complex estates, it can take a year or longer. (Source: The American College of Trust and Estate Counsel) It can feel frustrating, but patience truly pays off. Rushing the process can lead to mistakes which can prolong the process yet further. ––– Bourke Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Bourke Wealth Management and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Bourke Wealth Management unless a client service agreement is in place. This commentary reflects the personal opinions, viewpoints and analyses of the Bourke Wealth Management employees providing such comments, and should not be regarded as a description of advisory services provided by Bourke Wealth Management or performance returns of any Bourke Wealth Management client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Bourke Wealth Management manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.

Inheritance isn’t just about money. It’s about those who shaped our lives. After losing my grandmother a few months ago, I celebrated her through photos, earrings she gave me, Italian food, and songs that connected me to her. If you’re facing a loss and the pressures of inheritance, take a moment to honor your loved one. Everyone grieves differently, but celebrating their life can help you find peace. ––– Bourke Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Bourke Wealth Management and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Bourke Wealth Management unless a client service agreement is in place. This commentary reflects the personal opinions, viewpoints and analyses of the Bourke Wealth Management employees providing such comments, and should not be regarded as a description of advisory services provided by Bourke Wealth Management or performance returns of any Bourke Wealth Management client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Bourke Wealth Management manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.